Computer Says No

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For example, Progressive paid over $6 billion to independent agents last year, while Travelers and Hartford paid roughly $3.35 billion and $1.25 billion, respectively, in segments dominated by personal lines and small commercial business. BofA notes that these types of policies, such as standard home and auto insurance, represent low-sophistication transactions where human agents add little value, making direct-to-consumer digital channels a considerable cost-saver for the buyer.

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在税务方面,平台将依规代扣代缴自营模式商家的相关税款。无墨西哥税号(RFC)的商家综合税率为16%,具备RFC的商家可享受10.5%的税率。此外,平台将在7个工作日内将结算款项支付给商家。

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